Always formatting Memory card....?

[apocalypse]

My problem when I playing game using emulator is that when I saved my game and then close the application and then open it again it always says that my memory card is not formatted and when I format it my save game file lost. I can't continue my playing the game. Pls help me. The game that I played was "tomb raider the dagger of xian".
Another is that when I closed the apllication(emulator) my settings(menu bar > file) has set to default again. Can I saved it so that I will not apply and applying it again!?

[Gamesoul Master]

I'm guessing you're gonna get a warning for this post of yours...

Besides that, sounds like maybe your folder is set to default to "Read Only". Basically, the memory card files are created, but can't be modified. Same with psx.ini. Check your settings.